Consumer Lending

We understand that some of life’s biggest investments require a personal touch. Whether you are buying a car or a house, improving your home, or have other personal needs, we have a range of personal loan options that will work for you. Let SB One Bank help you turn your dreams into reality.

Home Mortgages

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A mortgage is a big deal, and owning a home is one of the most significant financial commitments you’ll ever make. It may sound scary, but don’t worry. Our trained mortgage professionals at SB One Bank can help you customize a mortgage that works best for you and supports your goals. We’ll help you find the best mortgage possible, with a competitive rate and terms that work for you.


Mortgage Center

First Time Home Buyer Program

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At SB One Bank we encourage home ownership, this is why we have created our First Time Home Buyer Program which offers one-time perks for this one-time experience.  With no application fee and a reduced fixed rate, SB One Bank is not only making it more affordable for you to purchase your first home, but we are committed to creating an even better experience as you navigate one of life’s most significant investments.  Let one of our trained mortgage professionals guide you through the process.

  • All applicants must be first time home buyers
  • Property must be an owner occupied 1-4 family residence
  • No application fee
  • 30-year fixed rate mortgage


Home Equity Loans & Lines of Credit

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Make your home work for you!  Consider our SB One Bank Home Equity Loan and borrow against the equity in your home to help you finance your larger goals, and pay it back over time at a fixed interest rate. Need to make a substantial home improvement? Finance tuition? Consolidate debt? This option may be right for you. For properties (single-family to 4-unit residential properties) in our market areas.


Home repair? Appliance purchase? Travel expense? Whatever your short-term financing needs, SB One Bank has a solution with our Home Equity Line of Credit, providing flexible options for properties (single-family up to 4-unit residential properties) in our market areas. 

Consumer Loans

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A SB One Bank personal loan can be available to you for a variety reasons. Come into a SB One Bank branch and speak with a qualified branch representative about what we can offer you.

  • Secured & Unsecured Loans
  • New & Used Vehicles
  • Overdraft Protection




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